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Tribunals, Courts and Enforcement Act 2007

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109Debt management schemes

(1)A debt management scheme is a scheme that meets the conditions in this section.

(2)The scheme must be open to some or all non-business debtors.

(3)A scheme is open to a non-business debtor if it allows him to make a request to the scheme operator for a debt repayment plan to be arranged for him.

(4)The scheme must provide that, if such a request is made—

(a)a decision must be made about whether a debt repayment plan is to be arranged for the non-business debtor, and

(b)such a plan must be arranged (if that is the decision made).

(5)The scheme must be operated by a body of persons (whether a body corporate or not).

110Debt repayment plans

(1)A debt repayment plan is a plan that meets the conditions in this section.

(2)The plan must specify all of the debtor’s qualifying debts.

(3)The plan must require the debtor to make payments in respect of each of the specified debts.

(4)It does not matter if—

(a)the plan requires payments of different amounts to be made in respect of a specified debt at different times;

(b)the payments that the plan requires to be made in respect of a specified debt would, if all made, repay the debt only in part.

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