48.—(1) A money adviser for a debt payment programme shall send notice of completion of the programme in form 13 to the DAS administrator where–
(a)a report of completion in form 12 is sent to the money adviser; or
(b)the creditors in the programme agree in writing to completion before the end of the period of the programme.
(2) A money adviser shall intimate any agreement under paragraph (1)(b) to the payments distributor.