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Employers’ Liability (Compulsory Insurance) Act 1969

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Version Superseded: 01/12/2001

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1 Insurance against liability for employees.E+W+S

(1)Except as otherwise provided by this Act, every employer carrying on any business in Great Britain shall insure, and maintain insurance, under one or more approved policies with an authorised insurer or insurers against liability for bodily injury or disease sustained by his employees, and arising out of and in the course of their employment in Great Britain in that business, but except in so far as regulations otherwise provide not including injury or disease suffered or contracted outside Great Britain.

(2)Regulations may provide that the amount for which an employer is required by this Act to insure and maintain insurance shall, either generally or in such cases or classes of case as may be prescribed by the regulations, be limited in such manner as may be so prescribed.

(3)For the purposes of this Act—

(a)approved policy” means a policy of insurance not subject to any conditions or exceptions prohibited for those purposes by regulations;

(b)authorised insurer” means a person or body of persons lawfully carrying on in [F1the United Kingdom insurance business of a class specified in Schedule 1 or 2 to the Insurance Companies Act [F21982]][F3, or, being an insurance company the head office of which is in a member State, lawfully carrying on in a member State other than the United Kingdom insurance business of a corresponding class,]and issuing the policy or policies in the course thereof;

(c)business” includes a trade or profession, and includes any activity carried on by a body of persons, whether corporate or unincorporate;

(d)except as otherwise provided by regulations, an employer not having a place of business in Great Britain shall be deemed not to carry on business there.

Textual Amendments

F1Words substituted by Insurance Companies Act 1981 (c. 31, SIF 67),s. 36, Sch. 4 Pt. II para. 19

F2Figure substituted by Insurance Companies Act 1982 (c. 50, SIF 67),s. 99(2), Sch. 5 para. 8

F3Words in s. 1(3)(b) inserted (19.11.1992) by S.I. 1992/2890, reg. 11(1)

Modifications etc. (not altering text)

C1Definition of “authorised insurer” in s. 1(3)(b) extended by S. I. 1977/1552, Sch. 3 para. 7

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