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SCHEDULE 1

PART IFORMAT OF SOCIETY INCOME AND EXPENDITURE ACCOUNT

1.  Interest receivable and similar income

(a)(i)On loans fully secured on residential property

(ii)On other loans

(b)On debt securities

(c)On other liquid assets

(d)Other interest receivable and similar income

2.  Interest payable and similar charges

(a)(i)On shares held by individuals

(ii)On other shares

(iii)On subscribed capital

(b)On deposits and other borrowings

(c)Other interest payable and similar charges

3.  Net interest receivable

4.  Income from investments

(a)Income from equity shares [and other variable yield securities]

(b)Income from participating interests

(c)Income from shares in subsidiary undertakings

(d)Other income from investments

5.  Fees and commissions receivable

6.  Fees and commissions payable

7.  Net profit or loss on financial operations

8.  Other operating income

9.  Administrative expenses

(a)Staff costs

(i)Wages and salaries

(ii)Social security costs

(iii)Other pension costs

(b)Other administrative expenses

10.  Depreciation and amortisation

11.  Other operating charges

12.  Provisions

(a)Provisions for bad and doubtful debts

(b)Provisions for contingent liabilities and commitments

13.  Adjustments to provisions

(a)Adjustments to provisions for bad and doubtful debts

(b)Adjustments to provisions for contingent liabilities and commitments

14.  Amounts written off fixed asset investments

15.  Adjustments to amounts written off fixed asset investments

16.  Profit or loss on ordinary activities before tax

17.  Tax on profit or loss on ordinary activities

18.  Profit or loss on ordinary activities after tax

19.  Extraordinary income

20.  Extraordinary charges

21.  Extraordinary profit or loss

22.  Tax on extraordinary profit or loss

23.  Extraordinary profit or loss after tax

24.  Other taxes not shown under the preceding items

25.  Profit or loss for the financial year