Citation

1.  This Order may be cited as the Consumer Credit Act 2006 (Commencement No.2 and Transitional Provisions) Order 2007.

Interpretation

2.  In this Order “the 2006 Act” means the Consumer Credit Act 2006.

Commencement

3.—(1) The provisions of the 2006 Act specified in Schedule 1 shall come into force on 31st January 2007.

(2) The provisions of the 2006 Act specified in Schedule 2 shall come into force on 6th April 2007.

Transitional Provisions

4.  Subject to article 5, section 1 of the 2006 Act shall have no effect for the purposes of the 1974 Act, in relation to agreements made before 6th April 2007.

5.  Section 1 of the 2006 Act shall have effect for the purposes of the definitions of “debtor” and “hirer” in section 189(1) of the 1974 Act wherever those expressions are used in—

(a)sections 77A, 78(4A), 86A, 86B, 86C, 86D, 86E, 86F, 129(1)(ba) 129A, 130A and 187A of the 1974 Act;

(b)section 143(b) of the 1974 Act in respect of an application under section 129(1)(ba) of that Act; and

(c)section 185(2) to (2C) of the 1974 Act insofar as it relates to a dispensing notice from a debtor authorising a creditor not to comply in the debtor’s case with section 77A of that Act,

in relation to agreements made before 6 April 2007.

Article 3(1)

SCHEDULE 1PROVISIONS COMING INTO FORCE ON 31st JANUARY 2007

Article 3(2)

SCHEDULE 2PROVISIONS COMING INTO FORCE ON 6TH APRIL 2007

EXPLANATORY NOTE

(This note is not part of the Order)

This Order brings into force certain provisions of the Consumer Credit Act 2006, which amend the Consumer Credit Act 1974.

The provisions in Schedule 1 come into force on 31st January 2007 and the provisions in Schedule 2 come into force on 6th April 2007.

The remaining provisions of the Consumer Credit Act 2006 will be brought into force by subsequent Orders.

NOTE AS TO EARLIER COMMENCEMENT ORDER

(This note is not part of the Order)

The following provisions of the Consumer Credit Act 2006 have been brought into force by a commencement order made before the date of this Order.